Laporan Koperasi 2011

 

I. PENDAHULUAN

 

Laporan ini merupakan laporan kepengurusan koperasi tahun 2011 terhitung mulai Januari 2011 sampai dengan Desember 2011. Ini merupakan laporan kepengurusan pada tahun kedua dari tiga tahun rencana kepengurusan. Secara garis besar, ada dua aktivitas utama koperasi yaitu simpan pinjam dan toko. Program program yang dilaksanakan selama ini masih ditujukan untuk mendukung kedua aktivitas ini. 
 

II .EVALUASI PROGRAM KERJA 2011

 

Berdasarkan rencana kerja tahun sebelumnya, berikut ini evaluasi program-program koperasi mendukung aktivitas simpan pinjam dan toko koperasi.

 

 

 

No

Program

Kegiatan

Evaluasi

Keterangan

1

Pengembangan SDM

Rekrutmen/pengangkatan pegawai administrasi/ keuangan

  1. toko dapat terlaksana
  2. Pegawai keuangan belum terlaksana

Dilanjutkan tahun 2012

2

Pengembangan toko

Penataan ulang toko koperasi

Dalam proses pelaksanaan

Dilanjutkan tahun 2012

3

Pengembangan sistem

Pembuatan sistem informasi koperasi

Dalam proses penyempurnaan

Dilanjutkan tahun 2012

 

 

Penambahan menu pemesanan barang

Belum dapat dilaksanakan

Dilakukan oleh mahasiswa tugas akhir tetapi gagal

4

Pengadaan fasilitas untuk anggota

Pengadaan kartu anggota dan buku tabungan

Dalam proses pelaksanaan, dan menyesuaikan sistem informasi yang dibangun

Dilanjutkan tahun 2012

5

Perubahan tingkat bunga simpanan

Perubahan tingkat bunga dari 3% menjadi 6% per tahun dan tidak dikenakan biaya administrasi

Dilaksanakan

 

6

Pembelian sepeda motor

Pembelian sepeda motor secara kredit untuk anggota

Belum dilaksanakan

Dilanjutkan tahun 2012

 

 

 

 III. KEANGGOTAAN

 

Selama tahun 2011, anggota koperasi yang masuk sebanyak 6 anggota dan yang keluar sebanyak 11 anggota (lihat lampiran 2 hal 6). Data anggota Koperasi adalah sebagai berikut.

 

No

Status Anggota

Sebelum 2007

  1. 2007

Tahun 2008

Tahun 2009

Tahun 2010

Tahun 2011

M

K

J

M

K

J

M

K

J

M

K

J

M

K

J

1

Biasa

164

9

-

173

8

-

181

3

 

184

9

-

192

5

11

195

2

Luar biasa

-

10

-

10

10

-

20

1

1

20

3

-

23

-

-

23

 

Jumlah

164

19

-

183

18

-

201

4

1

204

3

-

207

5

11

218

 Keterangan :         M = Masuk, K = Keluar, J = Jumlah

 Catatan :

Ada kekeliruan sejumlah 16 anggota di tahun 2010. Seharusnya jumlah anggota tahun 2010 adalah 223, bukan 207. Laporan tahun ini sekaligus untuk mengoreksi jumlah anggota tahun sebelumnya.

 

 IV.  KEGIATAN USAHA

            1.Simpan Pinjam/Perkreditan

               a.Jasa simpanan / tabungan ditentukan 6% per tahun, tidak dikenakan biaya administrasi dan simpanan dapat diambil sewaktu waktu, saldoRp. 10.000,-.

               b.Pinjaman untuk setiap anggota maksimal Rp. 5.000.000,- (Lima juta rupiah) dengan ketentuan jasa pinjaman sebesar 9% per tahun maksimal selama 36 bulan. Pengurus berhak mengurangi atau menolak permohonan pinjaman dengan pertimbangan tertentu.

              c. Bekerjasama dengan Bank Bukopin untuk memberikan kredit kepada anggota sesuai dengan kesepakatan dalam MOU.


            2.Usaha Toko

              a.Aneka snack, makanan kering, minuman botol, kelontong, alat tulis dan juice.

              b.Kredit barang dan elektronika (TV, Kulkas, Mesin Cuci, Hp dll).
 

    V.  PEGAWAI KOPERASI

 

    Koperasi memiliki 3 orang pegawai (lampiran 1 hal 5) yang semuanya bertugas di toko dengan status pegawai kontrak tahunan dengan gaji UMP propinsi DIY.

 

 

    VI.  LAPORAN KEUANGAN

 Tata cara pembagian SHU dalam prosentase :

1.SHU diterimakan ke             : 50%

2.Cadangan resiko/                 : 25%

3.Dana                                    : 5%

4.Jasa pengurus dan pengawas: 15%

5.Dana                                    : 5%

 

Berikut ini lampiran-lampiran yang berhubungan dengan keuangan :

 -          Neraca Unit Simpan Pinjam, di lampiran 3 hal 7.

 -          Neraca Gabungan, di lampiran 4 hal 8.

 -          Perbandingan Aktifitas Keuangan Toko-Unit Simpan Pinjam di lampiran 5 hal 9.

 -          Laporan rugi/ laba toko, di lampiran 6 hal 10.

 -          Laporan perhitungan usaha, di lampiran 7 hal 11.

 -          Laporan perubahan ekuitas,   di lampiran 8 hal 12.

 -          RAPB di lampiran 9 hal 13.

 -          Pembagian SHU , di lampiran 10 hal 14

 

 

VII. Rencana Kerja Tahun 2012

 

No

Program

Kegiatan

Keterangan

Perhitungan 

(Rp)

Anggaran

(Rp)

1

Pengembangan SDM

Rekrutmen tenaga keuangan

Koperasi membutuhkan tenaga keuangan, jika memungkinkan seorang yang memiliki kemampuan akuntansi

Biaya psikotes dan tes ketrampilan

200.000

2

Pengembangan toko

Penataan ulang toko koperasi

Koperasi perlu ditata agar pembeli merasa nyaman berbelanja.

Pembelian rak sebanyak 4 buah per buah Rp 1.000.000

4.000.000

3

Pengembangan sistem

Pembuatan sistem informasi koperasi

Melanjutkan program tahun 2011

Pembelian printer, monitor, kartu anggota

4.000.000

 

 

Penambahan menu pemesanan barang

Melanjutkan program tahun 2011

4

Pengadaan fasilitas untuk anggota

Pengadaan kartu anggota dan buku tabungan

Dalam proses pelaksanaan, dan menyesuaikan sistem informasi yang dibangun

Pembuatan buku per buku Rp 4000 untuk 250 anggota

1.000.000

5

Perluasan usaha

Kredit sepeda motor

Tahun 2011 bwlum dilaksanakan karena keterbatasan modal, untuk itu jika ada suntikan dana maka akan direalisasaikan tahun 2012

Memberikan kredit kepada anggota, rata-rata 3 – 5 orang per tahun

50.000.000

6

Penelitian dan pendidikan

Penelitian kebutuhan anggota terhadap koperasi

Diperlukan penelitian koperasi  dan pelatihan

Untuk pengurus dan anggota

1.000.000

 

 

Jumlah

64.200.000

 

 

    VIII .Rencana Anggaran, Pendapatan dan Biaya

 Rencana Anggaran, Pendapatan dan Biaya dapat dilihat di lampiran 9  hal 13.

 

 

    IX.   Penutup

 Demikian laporan pengurus koperasi tahun 2011 kami sampaikan. Laporan ini dapat diakses di koperasi.ukdw.ac.id. Kami mengharapkan  tanggapan, masukan dan saran yang membangun demi kemajuan Koppa Duta Wacana.

 

Terimakasih.

 


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This allows for a variety of functions, such as simple traffic lights, to more complex devices, for example digital clocks. Originally called la Chandeleuse, the feminine version, Candlemas originally honored the Divine Feminine, the female in the male.

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