Laporan RAT Koperasi Tahun 2010

I. PENDAHULUAN

Rapat Anggota Tahunan tanggal 30 April 2010 memilih tim formatur yang bertugas membentuk pengurus baru karena masa pengurus yang ada telah berakhir, dengan kesepakatan anggota tim formatur juga dapat dipilih menjadi pengurus. Tim formatur yang terpilih adalah : 

  1. Junius Karel Tampubolon.
  2. Emy Suryawati.
  3. Insiwijati P
  4. Wiwik Kuslestari
  5. Umi Murtini.

Selanjutnya tim formatur melakukan pertemuan dan membentuk pengurus. Susunan pengurus dapat  dilihat  di lampiran 1 hal 4.

Laporan ini merupakan laporan kepengurusan koperasi tahun 2010 terhitung mulai Januari 2010 sampai dengan Desember 2010.

 

II. KEANGGOTAAN

Selama tahun 2010, anggota koperasi bertambah 9 anggota (lihat lampiran 2 hal 5) , dengan tidak ada jumlah anggota yang keluar. Data anggota Koperasi pegawai “KOPPA Duta wacana” adalah sebagai berikut. 

No

Status keang gotaan

Sebelum 2007

Tahun 2007

Tahun 2008

Tahun 2009

Tahun 2010

Masuk

Keluar

Jumlah

Masuk

Keluar

Jumlah

Masuk

Keluar

Jumlah

Masuk

Keluar

Jumlah

1

Anggota biasa

164

9

-

173

8

-

181

3

 

184

9

-

193

2

Anggota luar biasa

-

10

-

10

10

-

20

1

1

20

-

-

20

3

Jumlah

164

19

-

183

18

-

201

4

1

204

9

-

213

 

III. KEGIATAN USAHA

  1. Simpan Pinjam/Perkreditan
    1. Jasa simpanan / tabungan ditentukan 3% per tahun, tidak dikenakan biaya administrasi dan simpanan dapat diambil sewaktu waktu, saldo minimum Rp. 10.000,-.
    2. Pinjaman untuk setiap anggota maksimal Rp. 5.000.000,- (Lima juta rupiah) dengan ketentuan jasa pinjaman sebesar 9% per tahun maksimal selama 36 bulan. Pengurus berhak mengurangi atau menolak permohonan pinjaman dengan pertimbangan tertentu.
    3. Bekerjasama dengan Bank Bukopin untuk memberikan kredit kepada anggota sesuai dengan kesepakatan dalam MOU. 
  2. Usaha Toko
    1. Aneka snack, makanan kering, minuman botol, kelontong, alat tulis dan juice.
    2. Kredit barang dan elektronika (TV, Kulkas, Mesin Cuci, Hp dll).
    3. Akusisi usaha juice.


IV. PEGAWAI KOPERASI

Koperasi memiliki 3 orang pegawai yang semuanya bertugas di toko dengan status pegawai kontrak tahunan dengan gaji UMP propinsi DIY. (nama-nama pegawai  dapat dilihat di lampiran 1)


V. LAPORAN KEUANGAN

Tata cara pembagian SHU dalam prosentase :

  1. SHU diterimakan ke anggota                       : 50%
  2. Cadangan resiko/pengembangan                 : 20%
  3. Dana pendidikan                                        : 5%
  4. Jasa pengurus dan pengawas koperasi        : 20%
  5. Dana sosial                                               : 5%

Berikut ini lampiran-lampiran yang berhubungan dengan keuangan :

- Neraca, di lampiran 3 hal. 6
- Laporan rugi/ laba toko, di lampiran 4 hal 7
- Laporan perhitungan usaha, di lampiran 5 hal 8
- Laporan perubahan ekuitas, di lampiran 6 hal 9
- Pembagian SHU , di lampiran 8 hal 12.

 

VI. RENCANA KERJA TAHUN 2011

  1. Pengangkatan Pegawai Kontrak Administrasi/ Keuangan.Pengurus koperasi yang sekaligus menjadi pegawai di UKDW mengalami kesulitan untuk melakukan tugas dan tanggung jawabnya khususnya untuk kegiatan harian di bidang administrasi dan keuangan. Pada tahun 2011 ini, koperasi berencana mengangkat seorang pegawai koperasi di bidang administrasi dan keuangan. Tentang teknis pengangkatan dan penggajian akan dibicarakan kemudian.
  2. Penataan Ulang Toko Koperasi.
    Penataan ulang toko koperasi dirasakan perlu dengan tujuan agar lebih banyak barang yang dapat diletakkan. Selain itu juga untuk meningkatkan kenyaman bagi para pembeli.
  3. Pembangunan Sistem Informasi Koperasi (masih dalam proses).
    Pembangunan system informasi koperasi yang menyangkut keanggotaan dan keuangan sedang dalam proses.
  4. Jasa Tabungan Sukarela Sebesar 6%
    Jasa tabungan sukarela yang semula 3% per tahun akan dinaikkan menjadi 6% pertahun  tanpa dikenakan biaya administrasi.
  5. Penambahan menu pemesanan barang di website koperasi
    Pada website koperasi http://koperasi.ukdw.ac.id ) akan ditambahkan menu pemesanan barang
  6. Pembelian sepeda motor secara kredit untuk anggota Koppa Duta Wacana.


VII. RENCANA ANGGARAN, PENDAPATAN DAN

Rencana Anggaran, Pendapatan dan Biaya dapat dilihat di  lampiran 7 hal. 10.


VIII. PENUTUP

Demikian laporan pengurus koperasi tahun 2010 kami sampaikan. Laporan ini dapat diakses di koperasi.ukdw.ac.id. Kami mengharapkan  tanggapan, masukan dan saran yang membangun demi kemajuan Koppa Duta Wacana.

 

Terimakasih.


 <<Back  Home  Next>>

2011_29
2011_39
2011_44
dsc04095
dsc04100
dsc04223
dsc04241
dsc04242
dsci7775
dsci7789
dsci7792
dsci7793
rat1
rat10
rat17
rat27
rat28
rat29
rat3
rat4
rat5
rat6
rat7
rat8

Chat Area

Turn off/on Sound Options Smileys History FAQ Kide Chat
14:47-- Guest_1109: Especially helpful looking forwards to returning.

http://tinyurl.com/z4z8aub
14:40-- Guest_4890: Sustain the great work and generating the group!


http://www.tourgarage.com/accommodation/hotel/lakeshore-banani-bangladesh.html
13:39-- Guest_2298: Reservations strongly encouraged, especialⅼy if yоu ѡant an outdoor table.
Ꭰon't wear tight clothes tһat will rub uρ aɡainst tһe tattoo. The рroblem lies іn "maxing" out ߋur credit cards, ⲟr having а barely affordable mortgage, ߋr spending in other ᴡays, in order to impress othеrs.

http://fineartamerica.com/profiles/christy-hodgin.html
12:41-- Guest_3742: Extremely insightful, looking frontward to coming back.



http://tinyurl.com/h5bf5gu
10:52-- Guest_3138: Thanks a lot! This is an incredible web site.

http://animeindo.net/
7:48-- Guest_7209: Visit each Indianapolis auto repair shop ⲟn yοur list.

Check out tҺіs article tο see where tɦe cost is compared betweᥱn thе two. You certаinly would not want tⲟ come back in ɑ few days with a biⅼl tһat.

http://acquintus-investment.de/__media__/js/netsoltrademark.php?d=www.prorepairsoftware.com
7:15-- Guest_6877: Maintain the excellent job !! Lovin' it!


http://www.addictiondetoxcenters.com/drug_detox/
5:23-- Guest_7082: Unbelievably user pleasant website. Astounding info offered on couple of gos to.



http://tinyurl.com/jxy4oyz
4:46-- Guest_4922: Good website you have going here.

http://www.premiumwholesale.ca/swim-spa/h2x/
3:46-- Guest_9348: The Company offers complete internet marketing services including search engine optimization, PPC advertising, SEO friendly content writing services for top search engine rankings.
The keyword optimizer will take your keyword list and eliminate the duplicates and re-list them alphabetically. The information they gather will eventually help them trick users.

http://tools.boostseo.com/reverse-ip-domain-checker
3:35-- Guest_3223: You've gotten superb thing on this web-site.

http://www.premiumwholesale.ca/hot-tub/cls-738l/
2:58-- Guest_5928: You have the most impressive sites.

http://tinyurl.com/hmpd9yc
2:02-- Guest_7743: Great web website! It looks extremely expert! Keep up the great work!


http://www.addictiondetoxcenters.com/drug_detox/
1:45-- Guest_1680: ideas for nail art designs nail art style design

http://toenaildesign.tumblr.com
23:35-- Guest_9629: Miscommunication Ƅetween yօu and the service writer сould cause a lot of head aches fоr you аs a consumer.
You may not need an expensive repair іf the leak stems from οne of thеse easily replaceable areas. Νothing beats speed when іt ϲomes to gеtting an iphone repair.

http://www.repoxr.com/
23:21-- Guest_2008: Sustain the exceptional work !! Lovin' it!



http://www.premiumwholesale.ca/contact-us/
21:20-- Guest_3152: Thanks a lot for sharing this with all of us you really understand what you are speaking about!
Bookmarked. Please additionally seek advice from my web site =). We will have a link change agreement between us

http://tools.boostseo.com/online-ping-website-tool
19:57-- Guest_6314: I adore this website - its so usefull and helpfull.


http://tinyurl.com/j29kwls
19:18-- Guest_6556: Keep up the remarkable work !! Lovin' it!


http://tinyurl.com/glc3ggf
18:40-- Guest_7374: Though it costs more compared to a regular mouse, it is definitely worth the purchase price.

As you receive kills in the game, you’ll earn action points, which allow you to definitely buy new planes as well as other equipment inside hanger area in the game. best gaming mouse Wireless First ( http://www.shomreybrit.com/index.php/component/k2/itemlist/user/78749 ) gaming mouse for mmo We can therefore conclude that large mouse mats are more compared to a just gaming mat.



The left side with the mouse supplies a forward and back button laid nicely along the top with the grip. In test, the mouse returns the default frequency beneath the average return of 499 hz, At the same time, the continuous rate of 15 consecutive is stable.
17:03-- Guest_8002: Alternatively it is possible to go for any plain chiffon sleeved jacket and wear a sizable brooch to perform the ensemble.
You looks a the pyramid stack of giant, bright green Turkish pickle cans. does vodca expire most ( http://www.alexa.com/siteinfo/foodgobad.com ) eggs go bad Usually a poor place unless you retain it closed along with the temperature is constant.

Getting a great brown color on the food requires a pan that may be as hot as possible ahead of the food hits its surface. Fuhrman's package on PBS, plus the Nutri - Blast system advertised from time and energy to time on TV.
16:38-- Guest_5177: Keep up the exceptional work !! Lovin' it!

http://animeindo.net/
16:31-- Guest_8025: While wireless has become widely used within the home for quite a couple of years now, unless you're running an 802.
On the HDTV settings, select a setting over 720p or higher. Hdmi cable rca in hdmi out means ( http://rcaofire.artician.com/friends/ ) HDMI offers HDCP, or High Definition Content Protection, which can be not provided while using DVI interface.

The third rule would be the length of cable will probably increase its price. VGA cable can be a kind of phonon, which can be used to transmit car stereo, and electronics for example televisions and DVD players.
16:26-- Guest_6697: By losing less than 10 pounds, you can decrease your chances of developing type II diabetes by 60%.
Intuition is seen as a psychic or spiritual ability, as is clairvoyance. what hmu means in texting full ( http://trick765.xtgem.com/load?cat=symbian_games&btag=32202%7C1A591A30FC4F4714AF0776A3F0219FE7&dir=S60_3rd_Edition&file=Global_Cricket.sis&site=doesmean.com&logo=&country=INDIA&name=AZEEM&stittle=apazeemtricks.tk ) slang

You have to be in the cyberspace place at the designated time. Just to be clear on this: self-deception is strengthened by confirmation bias and is unintentional because one is not aware of it.
14:50-- Guest_8576: Now that you know what drowning dreams mean, these last four may be self explanatory.

Explore the idea of success for a moment and try to decide what it means to you. What does mean

Anyone experiencing these symptoms should see a physician what's tbh stand for have ( http://www.doname.com/doesmean.com ) diagnosis and treatment. But whenever you want to print a custom stickers, full color banner, business presentation, or even letterhead you are cost higher than you imagine.
14:30-- Guest_3723: As we brought up earlier, that is perhaps essentially the most well-liked Garmin GPS units currently manufactured.
Garmin GPS systems are powerful devices that let you find a destination.

The latest gps technology has come to their rescue, inside the form of being integrated into dog collars. The Garmin Dakota 10 is a product of the garmin gps questions and answers ( http://holland.cyclingaroundtheworld.nl/translations.asp?url=www.garmingpsdeals.com/garmin-gps-deals ) Corporation, a company specializing within the production of GPSs (navigation system) starting in 1989.
Garmin golf gps reviews 2011 You don't desire to just settle for the GPS this is not effective because it has a lower price.
14:06-- Guest_8284: You could also get this player free should you purchase a couple of qualifying Insignia brand HDTV models.
Here include the lists of electronics that you'll be able to connect for your HDTV;. Ebay samsung tv parts Well, the reality is, HDTV is really much better than square TV that many new HDTV set you buy can please you.

These cards basically provide a brand or business identity wherein a company can get its name along with logo or Insignia Tv App ( http://topsiteswebdirectory.com/gr_domain_list/index.php?domain=insigniatv.ca/insignia ) also embossed. Those small tiny dots these are known as pixels, therefore the more pixels a Television has the better its resolution is.
13:58-- Guest_5733: s markets but to accomplish that they had to provide technology to Korea.
Whirlpool cabrio maytag bravos dryer reviews ( http://thefoundation.or.tz/index.php/sw/component/k2/itemlist/user/301308 ) error codes Now you need to do not should worry about your dirty clothes, they'll be sparkling after you placed them in to the machine.


It isn't going to really matter in case you have just moved in to a new home or have chose to upgrade with a new kitchen oven or hotpoint washing machine. The viral You - Tube video is dated May11th and shows a father putting his son inside a washer and not being capable of getting the child out when the appliance starts running.
13:41-- Guest_8909: They are will no longer just for college students, as his or her usefulness makes them a good case for anybody transporting their laptop for students in india ( http://articlecoin.com/article.php?id=63527 ).
If you're searching for a budget laptop you could end up comparing models from Toshiba and Compaq. Best budget laptops for students First, let's look in the overall malfunction rates of most laptops regardless of the manufacturer.

What constitutes a college worth the time, effort and most of all, money. Students also spend more time reading using phones, tablets, laptops, and researching or reading messages from friends.
13:21-- Guest_8094: Being only 79mm high this allows that you place it before most flat screen tvs without blocking your viewing is actually adjustable feet you are able to decide upon the positioning of computer.
Software The tablet Acer Aspire 7741 akku is included with Android's Ice Cream Sandwich version 4. Converting hdmi to rca to cable converter Box page ( http://www.eyejot.com/users/rcaospy ) These cables were created for i - Mac, Macbook, as well as the 12-inch Powerbook G4 for connectivity for an HDTV, projector or external monitor.


Then I learned you might get Roku 3, which features earbuds that you could plug into the handheld control for private listening. Everything measures 798 x 511 x 83 mm minus the stand and 798 x 551 x 217 mm (W x H x D) using the stand.
13:20-- Guest_2665: You have no idea when your plan will probably be played inside course in the overall system.
I usually obtain a phone call from your producer or their assistant if they're interested and so they usually are if I showed the press release in an enticing manner. Baofeng 88s Another benefit is you'll be able to contact 911 services by transmitting a particular code via your keypad.


The show promises some well-known guests including Deepak Chopra, Greg Braden, Donald Walsh, and maybe even Abraham-Hicks. Baofeng youtube Here could be the most favored Israeli the air stop best antenna for baofeng uv-5r ( http://iliveonlus.it/groups/what-everybody-else-does-when-it-comes-to-baofeng-gt-3-programming-and-what-you-should-do-different/events/ ) information, songs, speaking and much more.
o Avoid using filler words (Umm, well, like, you realize, really, etc.
13:07-- Guest_4128: Terraria's kind of like Minecraft meets Metroidvania.
" If try Minecraft free.Net ( http://www.dpreview.com/members/1193588260/overview ) is not operating properly, you'll be able to change the graphics from "Fancy" to "Fast.

Terraria's kind of like Minecraft meets Metroidvania. " If Minecraft is not operating properly, you'll be able to change the graphics from "Fancy" to "Fast.
13:06-- Guest_2207: s of individuals are about the prowl around the streets of the old town wandering from bar to bar.

There are extensive selections of illuminate glasses to choose from. brightest single led ( http://www.wismedcu.org/external.asp?external=ledlightbartruck.com/led-light-bars-for-trucks-2016-for-sale ) light bar review 2014 With uniform weight distribution as well as a height of under 2 inches, the mini bars are prepared for fuel efficiency.


Not just waterproof to slight splashes of water, but actually in a position to handle up to 3 meters or 10 feet of water. The shower head would be a hand unit on a hose, though attached to a vertical bar so it could be used nearly like a fixed unit.
12:42-- Guest_6590: Seasonal changes, hair straighteners, hair dryers and colouring all place their toll around the hair and infrequently may bring about thinning and tired hair.

These also contain minerals for example zinc, iron and biotin, that are needed to the hair to stay shiny. Biotin for hair regrowth Inadequate availability of this vitamin may cause hair thinning problems.

Finasteride is often a synthetic hormone that halts thinning hair and stimulates new hair regrowth. Genetic hair loss appears predominately in men, but can also appear inside a few select women.

http://electronicsforfencing.com/component/k2/itemlist/user/88087.html
12:36-- Guest_6606: We figured this will be the best time for one to hang since she is going to be bored talking with a bunch of random strangers.
On the contrary, women also can masturbate a massive many ways by utilizing her fingertips in and about the vagina. How to make sex toy male The good reason that a large amount of women find how the female orgasm is fairly elusive is that of many of the most common mistakes which they make.


They appear in many varieties and it can be important to simply select the right buy pocket pussy online one ( http://search.jsonline.com/NOWSearch.aspx?select=site&domain=pocketpussyis.com/best-pocket-pussy-fleshlight-tenga-egg&k=aldi ) to make sure a happy, healthy, pleasurable experience.
In addition to your de-stressing and night's sleep, achieving orgasm through masturbation with a regular basis could also improve ones health.
12:25-- Guest_4347: Wow, today really is the lucky day, for the reason that Star X10 so happens to consist of Wi - Fi support, so you may browse the internet free of charge any time you're in the Wi - Fi hotspot.

these SIM cards are likely to be inter-changeable among GSM modems and GSM mobile phones.

Consisting of an transmitter plus a receiver, the first kind is connected for the input port about the extender as well as the latter to its output. You could also go into a command prompt, find your MAC Address (also called physical address) and enter these details under wireless security.
How good are wifi booster reviews cnet ( http://www.goostats.com/stats.php?url=wifirangeup.com ) extenders While all these latest features and functions are wonderful, it can obtain a little confusing for that consumer to produce an informed choice.

Name:
Message:



:) :( ;) :P :D :| :O :S O.O 8) :_( :-* (!) (?)